Navigating the world of social welfare can often feel like solving a Rubik’s cube in the dark, but the Government of Punjab has turned on the lights with the Himmat Card Phase 2 initiative. If you are a person with a disability (PWD) or are helping someone who is, understanding how to apply for Himmat Card Phase 2 is the first step toward securing a quarterly stipend of Rs. 10,500. This program, spearheaded by Chief Minister Maryam Nawaz Sharif, isn’t just a handout; it’s a “himmat” (courage) boost for those who are certified as “not fit to work.” In 2026, the process has been digitized and streamlined, ensuring that the support reaches the right doorsteps without the old-school red tape.
What is the Himmat Card Phase 2 Initiative?
The Himmat Card Phase 2 is the second major installment of Punjab’s landmark social protection project. While the first phase successfully onboarded thousands of beneficiaries, this new phase aims to include an additional 25,000 to 30,000 deserving individuals. The core mission is simple: provide financial autonomy. By using a biometric-enabled ATM card system through the Bank of Punjab (BOP), the government ensures that every penny of the Himmat Card Phase 2 fund goes directly into the hands of the beneficiary, bypassing middleman interference and ensuring 100% transparency.
Eligibility Criteria for Himmat Card Phase 2 in 2026
Before you jump into the application, you need to make sure you tick all the right boxes. Google’s recent updates prioritize authentic content, so let’s stick to the official facts provided by the Social Welfare and Bait-ul-Maal Department.
- Provincial Residency: You must be a permanent resident of Punjab. This is verified through your CNIC address.
- Disability Certification: A valid disability certificate from the Punjab Social Welfare Department is mandatory.
- Employment Status: The applicant must be “not fit to work.” If you are currently employed in a government or high-paying private sector, you may not qualify.
- The PMT Score: This is the “Magic Number.” Your Proxy Means Test (PMT) score, provided by the BISP database, must be 45 or below.
- No Double Dipping: You should not be receiving financial aid from other similar schemes like Zakat, Bait-ul-Maal, or the BISP Kafaalat program.
- Database Update: Your profile must be updated on the Disabled Persons Management Information System (DPMIS) portal.
A Comprehensive Guide: How to Apply for Himmat Card Phase 2
Ready to get started? Here is the most authentic, step-by-step roadmap to securing your Himmat Card Phase 2.
Step 1: The Disability Assessment
Your journey begins at the District Assessment Board (DAB). You must undergo a medical assessment to receive your official disability certificate. This certificate is the “golden ticket” for the Himmat Card Phase 2.
Step 2: Check Your PMT Score
If you haven’t had a poverty survey recently, visit your nearest BISP tehsil office. They will provide your PMT score. Remember, for Himmat Card Phase 2, a score above 45 will result in an automatic rejection.
Step 3: Registration on the DPMIS Portal
The Government of Punjab uses the DPMIS Web Portal for all PWD-related services. You must create an account and ensure your CNIC, mobile number, and address are updated correctly.
Step 4: Visit the Local Social Welfare Office
Take your original documents—CNIC, Disability Certificate, and a recent electricity bill—to the District Social Welfare Office. They have dedicated “Himmat Card Help Desks” to guide you through the Himmat Card Phase 2 filing.
Step 5: Physical and Field Verification
To prevent fraud and “clickbait” applications, government verifiers will visit your home. They verify that the applicant is indeed the person mentioned in the documents and that their living conditions align with the program’s goals.
Step 6: Account Opening at Bank of Punjab
Once your Himmat Card Phase 2 application is approved, you will receive an official SMS. You’ll then visit a BOP branch or a mobile camp for biometric verification and to open your dedicated wallet account.
Step 7: Card Issuance and First Installment
After your account is active, you will be issued a physical ATM card. You can use this card at any BOP ATM to withdraw your first installment of Rs. 10,500.
Required Documentation Checklist
To ensure your Himmat Card Phase 2 application isn’t stalled, keep these digital and physical copies ready:
- Original CNIC/B-Form: Must be valid (not expired).
- Disability Certificate: Issued by the Social Welfare Department.
- Registered Mobile SIM: The SIM must be registered in the applicant’s name (or guardian’s name for minors).
- Utility Bill: For address verification.
Payment Schedule and Amount for 2026
The Himmat Card Phase 2 provides a quarterly stipend. In 2026, the amount has been maintained at Rs. 10,500 every three months.
| Feature | Details |
| Installment Amount | Rs. 10,500 |
| Frequency | Every 3 Months (Quarterly) |
| Bank Partner | Bank of Punjab (BOP) |
| Withdrawal Method | ATM Card / Biometric |
Common Errors to Avoid in Himmat Card Phase 2
- Expired CNIC: Google and Punjab Government systems will flag an expired ID immediately. Renew your CNIC at NADRA before applying.
- Mismatched Phone Numbers: Ensure the phone number you provide is active and in your name to receive the Himmat Card Phase 2 verification SMS.
- Wrong Portal: Only use the official swd.punjab.gov.pk or dpmis.punjab.gov.pk websites. Beware of fake apps and “clickbait” registration links.
FAQs: Everything You Need to Know
Himmat Card online check
To perform a Himmat Card online check, visit the DPMIS Verification Portal. Enter your 13-digit CNIC number without dashes. The system will display your current application status, whether it is “In-Process,” “Approved,” or “Rejected.”
Himmat Card check balance
You can perform a Himmat Card check balance by visiting any Bank of Punjab (BOP) ATM. Insert your card, enter your PIN, and select “Balance Inquiry.” Alternatively, if you have the BOP mobile app linked to your Himmat account, you can see your balance there instantly.
Himmat Card online apply
For a Himmat Card online apply process, you must first register on the DPMIS Registration Page. Fill in your personal, medical, and educational details. Once your profile is 100% complete, it is automatically considered for the Himmat Card shortlisting based on your PMT score.
Himmat Card registration
The Himmat Card registration is a hybrid process. While you start online via DPMIS, you must complete it by visiting your local Social Welfare Office for physical document verification. This “Phygital” (Physical + Digital) approach ensures that only authentic beneficiaries are enrolled.
Himmat Card balance check by CNIC
Currently, the Himmat Card balance check by CNIC is primarily available through BOP ATM machines and the BOP helpline (042-111-267-200). Some designated web portals for PWDs also allow you to see your “Last Payment Status” by entering your CNIC on the official DPMIS dashboard.
Himmat Card Web portal
The official Himmat Card Web portal is https://swd.punjab.gov.pk/himmatcard. This is the central hub for all updates, policy changes, and eligibility criteria related to the program. Always rely on this “.gov.pk” domain for authentic data.
Himmat Card new update
The Himmat Card new update for February 2026 confirms that the distribution for the first quarter installments has begun. Additionally, the government has announced that beneficiaries with expired CNICs must undergo a “Proof of Life” biometric verification at BOP branches to unblock their funds.
Himmat Card app
The official Himmat Card app (often listed as “PWD Executive” or “DPMIS Punjab” on the Google Play Store) is used by field officers for verification. However, PWDs can use the DPMIS mobile-friendly website to track their applications. Avoid downloading third-party APKs that claim to give “free balance.”
Conclusion: Securing Your Future with Himmat Card Phase 2
The Himmat Card Phase 2 is a testament to the fact that with the right technology and political will, social safety nets can be both efficient and compassionate. By providing a reliable Rs. 10,500 every quarter, the Punjab government is ensuring that disability does not lead to destitution. If you follow the steps outlined above—keeping your DPMIS profile updated and your CNIC valid—you will find the application process for the Himmat Card Phase 2 surprisingly smooth.
